By: Flyer1
Many people look to reduce their car insurance rates but do not know where to start. The following ideas can help you save from a small amount to a large amount. Having information is the key to start the process if reducing your rates.
<BR><BR>One of the first items I would look at is your deductable. This is probably the easiest way to reduce your cost of insurance. Many people first choose the $100 deductable however, if they would move to $500 or $1000 they would realize a significant reduction in insurance premiums. When you have a higher premium you are assuming more risk and thus your cost will be reduced. You will be responsible for some of the minor damages that occur to your car so be prepared.
<BR><BR>Another idea for you to reduce your rates if to look at your mileage. the more miles you drive-the more your car insurance rates will be. If you know that you will be only driving a few miles, than you should try to negotiate with you insurance company to reduce you rates. It is considered 12,000-15,000 miles per year is the norm today so if you kow for certain that you will drive less than ask your insurance company for a better rate.
<BR><BR>How well your car is protected from damage or theft can determine your insurance rates. It is always to have some form of car alarm installed in your car. These alarms often will scare away would be thieves and preventing damage. The less risk of damage, the less your premiums. Remember however; most insurance companies have certain standards they follow regarding the type of alarms.
<BR><BR>Often, When you add a driver to your policy it can affect your premiums. If you were to add a young driver, more often than not it will increase you cost and if you add an older more experienced driver you could reduce your premiums. It is important to check with your carrier before you add another driver to determine how your premiums will be affected.
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